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1. 1

   Samartha:

   Posted 1 year ago by Member

   It is not Mandatory, However it sounds like a good idea

   here this may help

   A student insurance policy covers a person studying in a school or a college against expenses arising from ill health, accident and travel, among other things. This type of general insurance covers personal possessions and the finances of a student, as well as the student himself/herself, in case of an unexpected event.

   Student Insurance: Types
   Student insurance is essential in some countries. There are several types of student insurance that one could opt for:

   Student health insurance: Through this policy, one can pay his/her doctor and hospital bills. The policy can also cover preventative checkups, medications, dental care, mental disorders and substance abuse. While selecting a health insurance policy, check the maximum medical benefits that the company is offering and your deductibles.
   Student renter’s insurance: This policy helps one protect his/her personal property against any damage due to fire, natural disaster, vandalism, explosion, riots, water and theft.
   Student liability insurance: This covers against losses arising from the policyholder being responsible for hurting someone or damaging another person’s property.
   Student car insurance: Through this insurance, one can receive cover against accidents and theft of the car. Car insurance for students is usually costly as young drivers tend to make more claims than older, more experienced drivers. However, keeping your driving records clean can go a long way in getting this insurance policy at low premiums.
   Student travel insurance: This insurance offers protection when a student encounters emergencies while s/he is away from home. One might be studying abroad or traveling to return home on holidays. A student travel insurance policy must offer cover for travel interruptions or cancellations, loss of baggage and injury to a third party.
   Student Insurance: Tips for Buying
   Following are some tips for buying the most affordable student insurance:

   Read customer reviews.
   Get quotes from at least five companies before making a choice.
   Never divulge your personal information till the time you are ready to buy.
   Ask for discounts or other special offers. Most companies have special discounts for students who buy more than one student insurance policy from them.
   Ensure that the company can afford to pay insurance claims.

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